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Hi. Trent Reznor here. You may remember me from such bands as "Nine Inch Nails". I'm here to talk to you about retirement options. You know, when I wrote my hit song "Down In It", I had no idea how much application those ideas would have to financial planning.

:::turns to second camera:::

That's why I'm talking to you today. Ask yourself: If you were "Hurt" tomorrow, would you have enough insurance? Really enough?