substitute

I JUST got my first actual credit card (well first one, THIS round)...and it's not through Chase. I've never actually used it...because I remember what happened LAST time I had a credit card...or 7. It just sits in my wallet...in CASE I go somewhere that doesn't want my debit card...like some silly car rental place. I'm sorry you got your info stolen...I'll try to be more conspicuous next time. :P